I've spent 15+ years investigating financial crime in law enforcement, fintech, and the credit bureaus. Here I break down real fraud cases: how the schemes worked, why nobody caught them, and what would have.
Long-form teardowns and weekly Fraud Briefs on real cases: how the scheme worked, why it went unnoticed, and what I have seen catch it. Drawn from the investigations, the detection systems, and the mistakes I have watched organizations make firsthand.
Why 5–10% sampling leaves a structural "Audit Gap" in M&A due diligence, and how full-population forensic analytics would have surfaced the JPMorgan/Frank $175M writedown and Optum's ghost employee scheme before close.
I investigate complex financial crimes, build automated risk-scoring engines, and advise deal teams on unmitigated accounting risk.
With 15+ years directing enterprise fraud strategy across public accounting, fintech, and credit bureaus, my work focuses on identifying what standard sampling and high-level due diligence leave behind, from multi-million-dollar internal embezzlement to systemic commercial data manipulation.
At Equifax and InComm Payments I led global risk and fraud programs protecting billions in transaction volume. My early career in law enforcement is where the evidentiary discipline comes from: reports built to withstand challenge, not merely to inform.
Read the full bioBuilding the systems that catch what sampling misses: automated risk scoring, full-population transaction analysis, and the controls that stop schemes before they compound. From ghost vendors to payroll fraud to executive self-approval.
Asset tracing, embezzlement reconstruction, and shell-vendor analysis, with the evidentiary discipline that comes from a law enforcement background. Reports built to withstand challenge, not merely to inform.
Helping organizations and people stay ahead of what's coming: synthetic businesses, identity fraud, payment scams, and the AI-accelerated schemes reshaping all of them. I speak and teach on this regularly.
Speaking & sessionsI'm always glad to talk fraud: a case you're puzzling over, a speaking slot to fill, or a gut feeling about your own numbers. Client engagements run through my firm, Blue Horizon Group.